host: let us go to john on our line for independents. caller: congressman, why is it that those who have made their mind from the overseas trading are not paying enough to cover our military is keeping the oceans free of piracy and that is the reason a lot of our military is out there watching for these problems. another thing is and we bailed out the banks, the banks got saved, and yet small people's investments in the banks, savings accounts, mine is giving one one-hundredth of 1%. that is ridiculous. can you talk about that, please? guest: i can. i do not know if i get the first part, those allies around the world that we are spending our treasury on to defend the cs -- should contribute more -- i am with it. i voted against the program even though i was urged to vote for tarp. because there were no rules. was basically you are $700 billion and good luck. and while that may save the banking system and they paid the money back with interest, my 401k has become a 201k because my savings have been wiped out. and many will have to work lo